Your Storefront, Stock, and Success — Fully Covered
Semper Insurance provides Retail insurance, and surrounding areas.
Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own Retail, you want the best protection possible. Semper Insurance will work with you to formulate an insurance package fit for your business.
Contact a representative at Semper Insurance to go over these and many other insurance options for Retail.
Recommended Insurance For Retail Businesses
Types of Retail we serve
- Amazon Sellers
- Antique Stores
- Art, craft, and hobby supply stores
- Auto parts stores
- Beer, liquor, and wine stores
- Bike shops
- Bridal shops
- Candle shops
- Candy stores
- Clothing Stores
- Computer and electronic stores
- Consignment and thrift stores
- Convenience stores
- Cosmetic stores
- Crafters and artisans
- Dispensaries
- E-commerce and online retailers
- Fabric stores
- Floral Shops
- Furniture stores
- Gift Shops
- Grocery stores
- Hardware stores
- Jewelry stores
- Music stores
- Paint and wallpaper stores
- Pets and pet supplies
- Pharmacies and drugstores
- Smoke, tobacco, and vape shops
- Sporting goods stores
- Vending machine operators
Common questions about Retail
Answering the most frequently asked questions about Retail.
You can lower premiums by implementing safety measures, choosing higher deductibles, and bundling policies. Regularly reviewing and updating your coverage can also help ensure you have the best rates.
A BOP combines general liability and commercial property insurance, covering risks such as property damage, business interruption, and liability claims.
Yes, if you have employees, most states require you to carry workers’ compensation insurance.
The cost varies based on factors like the type of products sold, location, and number of employees. On average, it ranges from $500 to $2,000 annually for comprehensive coverage.
Retail stores typically need general liability, commercial property, and workers’ compensation insurance. Depending on your business, you may also need cyber liability and product liability insurance.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation. -
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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Adam is an excellent insurance broker. I called him frantic looking for a last minute commercial insurance. I gave him the details of the specific coverage I needed. He was able to communicate with me throughout the day just giving me updates … More with different insurance options and when I told him I found an option he even went the extra mile to price match the other company without compromising the coverage. I had the true experience of professional genuine custom care and would highly recommend to anyone.
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