Common questions about Candle shops
Answering the most frequently asked questions about Candle shops.
Are testers an exposure?Gravity Certs2026-08-17T23:08:02-04:00
Yes. Lit testers create both fire and burn exposure. Disclose your display practices.
Is online selling different?Gravity Certs2026-08-17T23:08:02-04:00
Disclose it. E-commerce expands your distribution footprint and product exposure.
Does making candles in store change anything?Gravity Certs2026-08-17T23:08:01-04:00
Substantially. Manufacturing shifts you into a different class with broader product exposure.
Am I liable for a fire caused by a candle I sold?Gravity Certs2026-08-17T23:08:00-04:00
Yes. Chain of distribution liability names retailers, and fire claims carry high severity.
Do I need product liability if I only resell?Gravity Certs2026-08-17T23:08:00-04:00
Yes. Reselling places you in the distribution chain regardless of who manufactured it.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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