Types of Pet Care we serve
Common questions about Pet Care
Answering the most frequently asked questions about Pet Care.
Both, and it takes two coverages. Commercial auto covers the vehicle and driving exposure. Inland marine or property covers the grooming equipment inside it. Relying on one leaves half the value uninsured.
That’s a bailee claim rather than a general liability one. Coverage varies significantly between forms, including whether veterinary costs are included and whether there’s a per-animal limit. Read those terms carefully.
It’s strongly advised. Crime coverage responds to theft allegations arising from home access, which is a recurring concern for walkers and sitters working alone in client properties.
No. General liability covers a dog biting a third party. Injury, illness, escape or death of an animal you were entrusted with is a care, custody and control exposure, usually addressed by professional liability or an animal bailee endorsement.
Generally yes, since the animal was in your control. General liability responds, and bite claims are the most frequent loss in this trade. Limits matter, because a serious bite can exceed a basic policy quickly.
Immediately seek medical attention for the pet and notify your insurance provider. General liability or animal bailee coverage can help cover the costs associated with the injury.
Yes, if you store customer information, cyber insurance is crucial. It covers financial losses from data breaches and helps with recovery costs, such as customer notification and fraud monitoring.
Implement risk management practices, such as employee training, installing security systems, and maintaining a good claims history. Bundling policies and paying annually can also reduce costs.
While not required for sole proprietors, workers’ compensation is beneficial as it covers work-related medical bills that health insurance might not cover.
Animal bailee coverage protects against damages or losses when a customer’s pet is in your care. It covers medical expenses for injuries, advertising costs for lost pets, and replacement costs for lost or deceased pets.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
