Common questions about Pharmacies and drugstores
Answering the most frequently asked questions about Pharmacies and drugstores.
Are prescription records a cyber exposure?Gravity Certs2026-08-17T23:09:21-04:00
Substantially. Full HIPAA obligations apply, and pharmacies are frequent breach targets.
Does compounding change my coverage?Gravity Certs2026-08-17T23:09:21-04:00
Yes, considerably. Compounding carries manufacturing-level exposure and must be disclosed.
What’s the most common pharmacy claim?Gravity Certs2026-08-17T23:09:20-04:00
Wrong drug or wrong dose dispensing, followed by counseling failures. Documentation is the defense.
Is controlled substance loss covered?Gravity Certs2026-08-17T23:09:20-04:00
Crime coverage responds to theft. Regulatory consequences of diversion are separate and not insurable.
Do I need pharmacist professional liability?Gravity Certs2026-08-17T23:09:19-04:00
Yes. Dispensing errors are professional claims that general liability and product liability won’t fully address.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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