Common questions about Pets and pet supplies
Answering the most frequently asked questions about Pets and pet supplies.
Do grooming services change things?Gravity Certs2026-08-17T23:09:17-04:00
Yes. Grooming adds bailee exposure a retail policy won’t include.
Is my livestock covered?Gravity Certs2026-08-17T23:09:17-04:00
Confirm specifically. Animals held for sale often need scheduling.
Does selling live animals change my coverage?Gravity Certs2026-08-17T23:09:16-04:00
Substantially. Live sales carry health guarantee and zoonotic exposure. Disclose it.
Are customer bites covered?Gravity Certs2026-08-17T23:09:16-04:00
General liability responds to injury in store, including from animals on display.
Am I liable for pet food recalls?Gravity Certs2026-08-17T23:09:15-04:00
Yes. Chain of distribution liability names retailers in contamination and recall claims.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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