Insurance for Sporting goods stores

Semper Insurance offers customized insurance solutions for Sporting goods storess.

Sporting goods stores2026-08-17T23:09:29-04:00

Recommended Insurance Products for Sporting goods stores

Business Owners Policy

Store contents, fixtures, inventory and business income.

General Liability

Customer injuries in store and during demos and fittings.

Product Liability

Equipment failure causing athletic injury; firearms alter eligibility.

Cyber Liability

POS and loyalty systems holding customer data.

Crime Insurance

High-value, portable stock drives shrinkage.

Workers’ Compensation

Lifting, assembly and stocking injuries.

Common questions about Sporting goods stores

Answering the most frequently asked questions about Sporting goods stores.

Is my inventory a theft target?2026-08-17T23:09:32-04:00

Yes. Portable, high-value stock drives shrinkage.

Do I need cyber coverage?2026-08-17T23:09:32-04:00

Yes. POS and loyalty systems hold card data.

Does selling firearms change my coverage?2026-08-17T23:09:31-04:00

Fundamentally. Firearms alter eligibility, pricing and carrier appetite, and must be disclosed.

Do services like stringing or fitting matter?2026-08-17T23:09:31-04:00

Yes. Service work adds completed operations exposure. Disclose it.

Am I liable for equipment that fails?2026-08-17T23:09:30-04:00

Yes. Product liability names retailers, and protective equipment carries the highest severity.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Sporting goods stores clients problems.

Our trusted partners

We work with the nation’s largest, most reputable insurance companies.