Common questions about Antique Stores
Answering the most frequently asked questions about Antique Stores.
Is shoplifting covered?Gravity Certs2026-08-17T23:07:36-04:00
Generally not. Crime coverage responds to employee dishonesty and robbery rather than ordinary shrinkage.
Are crowded aisles an exposure?Gravity Certs2026-08-17T23:07:36-04:00
Yes. Dense displays and narrow aisles make trip-and-fall the leading premises claim.
Am I liable for items sold as authentic?Gravity Certs2026-08-17T23:07:35-04:00
Potentially. Misrepresentation claims can arise, and provenance documentation is your defense.
Is consigned stock covered?Gravity Certs2026-08-17T23:07:35-04:00
Not by your own property policy. Goods you don’t own need bailee or warehouse liability terms.
How should irreplaceable stock be insured?Gravity Certs2026-08-17T23:07:34-04:00
On an agreed-value or scheduled basis. Actual cash value terms rarely reflect what antiques are actually worth.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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