Common questions about Auto parts stores
Answering the most frequently asked questions about Auto parts stores.
Do commercial accounts change anything?Gravity Certs2026-08-17T23:07:45-04:00
Disclose them. Selling to repair shops expands your product exposure.
Is my inventory covered against theft?Gravity Certs2026-08-17T23:07:44-04:00
Property covers burglary; crime covers employee dishonesty. Batteries and tools drive most shrinkage.
Am I liable for counter advice?Gravity Certs2026-08-17T23:07:44-04:00
Potentially. Recommending an incorrect part that causes damage can become a claim.
Does installing parts change my coverage?Gravity Certs2026-08-17T23:07:43-04:00
Substantially. Installation adds completed operations and possibly garage keepers exposure. Disclose it.
Am I liable for a part that fails?Gravity Certs2026-08-17T23:07:42-04:00
Yes. Chain of distribution liability names retailers, and brake and steering parts carry the highest severity.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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