Healthcare Professionals

Healthcare Professionals2026-08-17T23:33:50-04:00

Recommended Insurance Products for Healthcare Professionals

Medical Malpractice

Clinical negligence claims against healthcare providers and facilities.

Professional Liability

Errors & omissions: claims that your work, advice or service caused a financial loss.

General Liability

Third-party bodily injury, property damage and advertising injury.

Cyber Liability

Data breach response, ransomware, notification costs and regulatory defense.

Business Owners Policy

Bundles general liability, property and business income for small to mid-size risks.

Workers’ Compensation

Medical costs and lost wages for employees injured on the job. Required in New York.

Common questions about Healthcare Professionals

Answering the most frequently asked questions about Healthcare Professionals.

How quickly can I get insured?2024-07-09T22:27:26-04:00

You can complete an application, compare quotes, and purchase a policy within a few days, ensuring your practice is protected without delay.

What additional coverage options should I consider?2024-07-09T22:26:29-04:00

Consider telehealth coverage, license defense coverage, needlestick insurance, and HIPAA coverage to address specific risks associated with modern healthcare practices.

How can I reduce the cost of my healthcare insurance premiums?2024-07-09T22:25:28-04:00

You can reduce premiums by implementing risk management practices, bundling policies, and maintaining a good claims history.

What is the difference between general liability and professional liability insurance?2024-07-09T22:24:38-04:00

General liability covers third-party risks like accidents and property damage, while professional liability (malpractice) covers claims of negligence or professional errors specific to medical practice.

Are healthcare professionals required to carry malpractice insurance?2024-07-09T22:23:35-04:00

While not all states require malpractice insurance, it is often required by healthcare networks, government contracts, and healthcare facilities. Malpractice insurance is crucial for protecting against claims of professional negligence.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Healthcare Professionals clients problems.

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