Common questions about Optometrists
Answering the most frequently asked questions about Optometrists.
Does my policy cover therapeutic prescribing?Gravity Certs2026-08-17T23:42:54-04:00
Only if disclosed. Prescribing authority varies by state and changes how the practice is underwritten.
Are patients injured after dilation my liability?Gravity Certs2026-08-17T23:42:54-04:00
General liability responds to premises falls, which are a genuine exposure with dilated patients leaving the office.
Am I covered for contact lens complications?Gravity Certs2026-08-17T23:42:53-04:00
Malpractice covers fitting and follow-up decisions; product liability covers the lens itself. Infection claims often involve both.
What’s the leading optometry claim?Gravity Certs2026-08-17T23:42:52-04:00
Missed pathology on a routine exam, particularly glaucoma, retinal detachment and ocular tumors. Failure to refer is the common thread.
Is my optical dispensary covered under malpractice?Gravity Certs2026-08-17T23:42:52-04:00
No. Product sales need product liability. Practices with a retail dispensary need both forms.
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