Common questions about Surgeons
Answering the most frequently asked questions about Surgeons.
Does my policy cover an assistant or resident?Gravity Certs2026-08-17T23:43:33-04:00
Not automatically. Confirm who is a named insured, since claims routinely name everyone in the operating room.
Do I need tail coverage if I change hospitals?Gravity Certs2026-08-17T23:43:32-04:00
With claims-made, yes. Surgical claims often surface years later, and hospital coverage ends with your privileges.
Am I covered for procedures outside my usual scope?Gravity Certs2026-08-17T23:43:32-04:00
Only if disclosed. Adding procedure types without notifying your carrier can leave them uninsured.
What is a consent to settle clause and why does it matter?Gravity Certs2026-08-17T23:43:31-04:00
It controls whether your carrier can settle without you. Settlements are reportable to the National Practitioner Data Bank, so it affects your permanent record.
How much malpractice coverage does a surgeon need?Gravity Certs2026-08-17T23:43:30-04:00
More than most specialties. Limits are driven by procedure mix, and hospital privileges usually specify minimums with excess layered above.
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