Common questions about Dentists
Answering the most frequently asked questions about Dentists.
With claims-made, yes. Past treatment remains exposed for years, and tail is usually negotiated as part of the sale.
Only if disclosed. Sedation is underwritten separately and adding it without telling your carrier can leave those procedures uninsured.
Often yes under the practice policy, but confirm it. Independent contractor hygienists may need their own coverage depending on the arrangement.
Equipment breakdown covers repair and lost income. Without a working compressor or autoclave the practice cannot see patients at all.
Extraction complications, nerve injury, failure to diagnose periodontal disease, and implant failures. Anesthesia claims are less frequent but far more severe.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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