CPR and First Aid Instructors

CPR and First Aid Instructors2026-08-17T23:41:48-04:00

Recommended Insurance Products for CPR and First Aid Instructors

Professional Liability

Certification and instruction errors that lead to downstream harm.

General Liability

Participant injury during hands-on practice.

Business Owners Policy

Manikins, AED trainers and course materials.

Hired & Non-Owned Auto

Traveling to corporate and community training sites.

Cyber Liability

Certification records and participant data.

Workers’ Compensation

Required once you employ additional instructors.

Common questions about CPR and First Aid Instructors

Answering the most frequently asked questions about CPR and First Aid Instructors.

Is my training equipment covered off-site?2026-08-17T23:41:52-04:00

Only with inland marine or a business owners policy including off-premises property. Manikins and AED trainers travel to every class.

Do I need coverage to train at corporate sites?2026-08-17T23:41:51-04:00

Yes, and they’ll ask for it. Most corporate clients require a certificate naming them as additional insured before you’re allowed on site.

Am I liable if a student later performs CPR badly?2026-08-17T23:41:50-04:00

Potentially, if inadequate instruction or improper certification is alleged. Documentation of course content and assessment is your main defense.

What if a student is injured during practice?2026-08-17T23:41:50-04:00

General liability responds to participant injury during hands-on training, including compressions practice and manikin use.

Is this malpractice or professional liability?2026-08-17T23:41:49-04:00

Professional liability. You’re teaching a skill rather than treating a patient, so errors and omissions is the correct form.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

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    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
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