Chiropractors

Chiropractors2026-08-17T23:41:40-04:00

Recommended Insurance Products for Chiropractors

Medical Malpractice

Adjustment injuries, including vertebral artery claims.

General Liability

Patient falls in the treatment area.

Business Owners Policy

Tables, contents and business income.

Cyber Liability

Patient records and online booking systems.

Equipment Breakdown

X-ray, decompression tables and therapy modalities.

Workers’ Compensation

Staff assisting with patient positioning.

Common questions about Chiropractors

Answering the most frequently asked questions about Chiropractors.

Is massage or therapy provided in my office covered?2026-08-17T23:41:46-04:00

Only if disclosed. Adjunct services delivered by staff need to be listed, or claims arising from them may fall outside the policy.

Am I covered for nutritional or supplement advice?2026-08-17T23:41:45-04:00

Not always. Supplement sales create product liability exposure and nutritional advice may fall outside malpractice. List all services when applying.

Do associates need their own policies?2026-08-17T23:41:45-04:00

Usually yes. Practice coverage may not extend to individual clinical decisions, and associates lose protection when they leave.

What’s the most serious chiropractic claim?2026-08-17T23:41:43-04:00

Vertebral artery injury following cervical manipulation. It’s rare but catastrophic, and it drives how carriers price the class.

Does my policy cover X-ray equipment?2026-08-17T23:41:43-04:00

Property covers it against fire and theft. Equipment breakdown covers internal failure, and imaging is usually your largest single equipment value.

Reviews from Semper Insurance clients

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