Nurses

Nurses2026-08-17T23:42:30-04:00

Recommended Insurance Products for Nurses

Medical Malpractice

Medication errors and scope-of-practice claims.

Professional Liability

Consulting, legal nurse and advisory work outside direct care.

General Liability

Premises exposure where you practice independently.

Cyber Liability

Patient information accessed across multiple employers.

Business Owners Policy

Home office and equipment for independent practice.

Workers’ Compensation

Required once you employ or subcontract others.

Common questions about Nurses

Answering the most frequently asked questions about Nurses.

What if I do legal nurse consulting on the side?2026-08-17T23:42:34-04:00

That’s professional liability rather than malpractice. Advisory work outside clinical care needs to be disclosed and may need a separate form.

Does my policy cover a board complaint?2026-08-17T23:42:33-04:00

Usually through a license defense sublimit. Board complaints are far more common for nurses than lawsuits, so this provision matters.

What are the most common nursing claims?2026-08-17T23:42:32-04:00

Medication administration errors, failure to monitor or escalate, and documentation deficiencies. Scope-of-practice allegations are also frequent.

Am I covered for agency or per diem work?2026-08-17T23:42:32-04:00

Not automatically. Agency coverage varies and may not follow you between assignments. Confirm before accepting placements.

Do I need my own policy if my hospital covers me?2026-08-17T23:42:31-04:00

Often yes. Hospital coverage protects the hospital first, shares limits with everyone, and ends with employment. It may not defend you if interests diverge.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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