Therapy and Counseling

Therapy and Counseling2025-10-17T10:29:51-04:00
Therapy and Counseling

Keep Your Retail Business Running at a High Level

Semper Insurance provides Therapy and Counseling insurance, and surrounding areas.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own Therapy and Counseling, you want the best protection possible. Semper Insurance will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance

Contact a representative at Semper Insurance to go over these and many other insurance options for Therapy and Counseling.

Employment Practices Liability

Provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees regarding their rights and treatment in the workplace.

Worker’s Compensations

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Business Owners Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against claims arising from accidents on your premises and damage to your business property.

Liquor Liability

Offers protection for businesses that manufacture, sell, or serve alcohol. It covers claims related to damages or injuries caused by an intoxicated person who was served by the business, including legal fees, medical costs, and settlements, ensuring financial protection against alcohol-related incidents.

Hired & Non-Owned Auto

Protects businesses against liability for accidents involving vehicles they rent (hired) or do not own (non-owned) but use for business purposes. This coverage extends to vehicles used by employees for company business, providing financial protection against claims for bodily injury and property damage.

Commercial Umbrella

Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.

Common questions about Therapy and Counseling

Answering the most frequently asked questions about Therapy and Counseling.

What factors influence the cost of my insurance policy?2024-07-10T21:33:09-04:00

Factors include the types of services you offer, your business size and revenue, location, claims history, and the coverage limits and deductibles you choose.

How does cyber insurance protect my practice?2024-07-10T21:31:38-04:00

It covers financial losses from data breaches, including client notification costs, fraud monitoring, and investigation expenses.

Can I get coverage for telehealth services?2024-07-10T21:25:02-04:00

Yes, telehealth coverage can be included in your professional liability policy, covering claims related to virtual therapy sessions.

What does general liability insurance cover for therapy practices?2024-07-10T21:24:22-04:00

It covers third-party bodily injuries, property damage, and legal fees for incidents such as slip-and-fall accidents at your office.

Do I need malpractice insurance if I’m a licensed therapist?2024-07-10T21:23:41-04:00

While not always legally required, malpractice insurance is strongly recommended to protect against lawsuits for professional negligence.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 22 reviews

  • Avatar Justin Wheeler ★★★★★ in the last week
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Avatar Grigoriy Priev ★★★★★ a month ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
  • Avatar lina torres ★★★★★ a month ago
    Adam is an excellent insurance broker. I called him frantic looking for a last minute commercial insurance. I gave him the details of the specific coverage I needed. He was able to communicate with me throughout the day just giving me updates … More with different insurance options and when I told him I found an option he even went the extra mile to price match the other company without compromising the coverage. I had the true experience of professional genuine custom care and would highly recommend to anyone.

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