Common questions about School counselors
Answering the most frequently asked questions about School counselors.
Am I covered for private practice on the side?Gravity Certs2026-08-17T22:59:32-04:00
Only if disclosed. Independent practice needs its own coverage separate from school employment.
Do I need abuse allegation defense?Gravity Certs2026-08-17T22:59:31-04:00
Working with minors, yes. Confirm how allegations are handled and whether defense is provided.
Are student records an exposure?Gravity Certs2026-08-17T22:59:31-04:00
Yes, under both FERPA and privacy obligations. Cyber liability responds to breach costs.
Do I need my own policy if the district covers me?Gravity Certs2026-08-17T22:59:30-04:00
Often advisable. District coverage protects the district first and ends with your employment.
Are mandated reporting decisions covered?Gravity Certs2026-08-17T22:59:30-04:00
Professional liability generally responds to claims arising from reporting or failing to report.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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