Common questions about Faith-based and pastoral counselors
Answering the most frequently asked questions about Faith-based and pastoral counselors.
Are confidentiality claims covered?Gravity Certs2026-08-17T22:59:04-04:00
Professional liability generally responds. Confirm the wording, since coverage varies.
Do abuse allegations need separate cover?Gravity Certs2026-08-17T22:59:04-04:00
Yes. Abuse coverage is typically an endorsement and often sublimited. Confirm it explicitly.
Do I need my own professional liability?Gravity Certs2026-08-17T22:59:03-04:00
Usually yes. Counseling is a professional service that general liability doesn’t cover.
Is licensure relevant to my coverage?Gravity Certs2026-08-17T22:59:03-04:00
Yes. Licensed and unlicensed pastoral counseling are underwritten differently.
Am I covered under the congregation’s policy?Gravity Certs2026-08-17T22:59:02-04:00
Not always. Confirm whether counseling is included, since many church policies exclude professional services.
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