Common questions about Occupational therapists
Answering the most frequently asked questions about Occupational therapists.
Are pediatric caseloads different?Gravity Certs2026-08-17T22:59:20-04:00
Yes. Working with minors raises additional considerations, including abuse allegation defense.
Is my equipment covered?Gravity Certs2026-08-17T22:59:19-04:00
Property or a business owners policy covers clinic equipment; equipment breakdown covers internal failure.
Do I need my own policy as an employee?Gravity Certs2026-08-17T22:59:19-04:00
Often advisable. Employer coverage protects the employer first and ends with the job.
Is this malpractice or professional liability?Gravity Certs2026-08-17T22:59:18-04:00
Hands-on treatment usually calls for malpractice. Assessment and advisory work may sit under professional liability.
Am I covered for home assessments?Gravity Certs2026-08-17T22:59:18-04:00
Only if off-site work is contemplated. Home modification recommendations also carry advisory exposure.
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