Common questions about Wellness counselors
Answering the most frequently asked questions about Wellness counselors.
Do I need coverage for supplements I recommend?Gravity Certs2026-08-17T22:59:44-04:00
If you sell them, yes. That’s product liability rather than professional liability.
What’s my main exposure?Gravity Certs2026-08-17T22:59:43-04:00
Claims that guidance caused harm, plus scope-of-practice allegations. Clear service boundaries are your defense.
Is online coaching covered?Gravity Certs2026-08-17T22:59:43-04:00
Generally, but confirm territory. Clients in other states raise both coverage and licensure questions.
Does licensure affect my coverage?Gravity Certs2026-08-17T22:59:42-04:00
Significantly. Unlicensed wellness practice is underwritten differently from licensed clinical counseling.
Am I covered if I’m not licensed?Gravity Certs2026-08-17T22:59:42-04:00
Professional liability is available, but scope matters. Practicing beyond your scope can void coverage.
Reviews from Semper Insurance clients
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
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