Healthcare Facilities

Healthcare Facilities2026-08-17T23:33:49-04:00

Recommended Insurance Products for Healthcare Facilities

Medical Malpractice

Clinical negligence claims against healthcare providers and facilities.

General Liability

Third-party bodily injury, property damage and advertising injury.

Cyber Liability

Data breach response, ransomware, notification costs and regulatory defense.

Commercial Property

Buildings, equipment, inventory and furniture.

Equipment Breakdown

Mechanical, electrical and pressure system failure, plus spoilage and lost income.

Workers’ Compensation

Medical costs and lost wages for employees injured on the job. Required in New York.

Common questions about Healthcare Facilities

Answering the most frequently asked questions about Healthcare Facilities.

Do I need cyber insurance for my healthcare facility?2024-07-09T22:21:16-04:00

Yes, cyber insurance is crucial for protecting sensitive patient information and mitigating the financial impact of data breaches.

What should I do if a patient sues my facility?2024-07-09T22:20:32-04:00

Contact your insurance provider immediately to report the claim and receive guidance on the next steps.

How can I reduce my insurance premiums?2024-07-09T22:19:33-04:00

Implementing risk management practices, maintaining a clean claims history, and choosing higher deductibles can help lower premiums.

What does general liability insurance cover?2024-07-09T22:18:43-04:00

General liability insurance covers third-party claims of bodily injury, property damage, and personal injury occurring at your facility.

Are healthcare facilities required to have malpractice insurance?2024-07-09T22:17:56-04:00

While not always mandated, having malpractice insurance is highly recommended to protect against claims of negligence or errors.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Healthcare Facilities clients problems.

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