Dental Labs

Dental Labs2026-08-17T23:36:17-04:00

Recommended Insurance Products for Dental Labs

Product Liability

Crowns, bridges and dentures that fail or cause injury after placement.

General Liability

Standard premises exposure; you rarely see patients directly.

Commercial Property

Milling machines, furnaces and precious metal inventory on site.

Equipment Breakdown

CAD/CAM mills and casting furnaces are single points of failure for the whole lab.

Professional Liability

Fabrication errors against a dentist’s prescription are E&O, not product defect.

Workers’ Compensation

Dust, chemical and grinding exposure across the bench.

Common questions about Dental Labs

Answering the most frequently asked questions about Dental Labs.

What happens if our milling equipment goes down?2026-08-17T23:38:09-04:00

Equipment breakdown covers repair and lost income. A CNC mill or casting furnace is often a single point of failure for the entire lab’s output.

Are appliances covered while shipping between us and the practice?2026-08-17T23:38:08-04:00

Not under a standard property policy. Inland marine covers items in transit, which is where a meaningful share of lab losses actually occur.

Does our policy cover precious metal inventory?2026-08-17T23:38:08-04:00

Property covers it, but high-value metals often need scheduling or a higher sublimit. Confirm the amount rather than relying on a blanket contents limit.

Is a dental lab a malpractice risk or a product risk?2026-08-17T23:38:07-04:00

Primarily product. You fabricate an appliance rather than treat a patient, so a crown or denture that fails is a product liability claim, not clinical malpractice.

What if we fabricate correctly but to a wrong prescription?2026-08-17T23:38:07-04:00

That’s the boundary between product liability and professional liability. If the error is in interpreting or executing the dentist’s prescription, professional liability is the form that responds.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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