Common questions about Medical Offices
Answering the most frequently asked questions about Medical Offices.
Cyber liability covers forensics, restoration, notification and regulatory defense. HIPAA obligations apply regardless of practice size, and ransomware is now the leading trigger.
With claims-made coverage, tail is needed for their past work. Departure agreements should specify who pays for it, since disputes over tail are common.
No. A BOP covers contents and premises liability. It does not include malpractice or cyber, which are the two coverages a practice most needs.
Failure to diagnose or delayed diagnosis. Premises injuries are more frequent but far less expensive, which is why malpractice drives the program.
Yes. Small clinical teams generate a disproportionate share of harassment and wrongful termination claims, and defense costs alone can exceed a year of premium.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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