Common questions about Ambulatory Surgery Centers
Answering the most frequently asked questions about Ambulatory Surgery Centers.
Healthcare-acquired infection claims generally fall under malpractice. Some carriers sublimit or exclude them, so confirm the wording rather than assuming your main limit applies.
Most carry substantial excess above primary malpractice because surgical severity is high and hospital affiliation agreements often specify minimums. We can review your contracts and advise.
Facility malpractice may respond to systemic issues like monitoring protocols. The anesthesiologist’s own policy covers their clinical decisions. Confirm how your credentialing requirements handle this before an incident.
Yes. Surgeon policies cover the individual. Claims name the center separately for credentialing, staffing, equipment and infection control, and an individual policy will not defend the entity.
Equipment breakdown covers the repair plus the income lost from cancelled procedures. A standard property policy covers fire and theft, not the mechanical failure that actually shuts an OR.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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