Auto services

Auto services2025-10-21T11:08:34-04:00
Auto services

Coverage That Keeps Your Business in Drive

Semper Insurance supports several businesses in the Auto services industry.

Running an auto service business means facing unique risks every day—from costly equipment and customer vehicles to regulatory requirements and unexpected liability claims. At Semper Insurance, we specialize in helping auto service professionals protect what drives their business. Whether you operate a repair shop, detailing center, tire service, or body shop, our experts will work with you to build a comprehensive insurance plan tailored to your operations. We understand your industry, and we’re dedicated to keeping your business protected so you can stay focused on what you do best—serving your customers.

Contact a representative at Semper Insurance to discuss the best insurance options for your Auto service business.

 

Recommended Insurance For Retail Businesses

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Worker’s Compensations

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Business Owner’s Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against claims arising from accidents on your premises and damage to your business property.

Commercial Auto

Provides coverage for vehicles used in the course of business. It includes liability for bodily injury and property damage caused by business vehicles, as well as physical damage, theft, vandalism, and accidents. It ensures protection for company-owned or leased vehicles and employees driving them.

Garage Keepers

Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

Commercial Umbrella

Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.

Common questions about Auto Services Insurance

Answering the most frequently asked questions about Auto services.

What should I do if I need to file a claim?2024-07-08T23:28:25-04:00

Contact your insurance provider immediately, document the incident, and follow their instructions for filing a claim.

How can I reduce my insurance premiums?2024-07-08T23:27:25-04:00

Implementing safety measures, maintaining a good claims history, and bundling policies can help reduce premiums.

What does garage keepers insurance cover?2024-07-08T23:26:53-04:00

It covers damage to vehicles in your care, custody, or control, such as during servicing or storage.

Is commercial auto insurance necessary if I use my personal vehicle for business?2024-07-08T23:20:22-04:00

Yes, personal auto insurance usually does not cover business-related incidents.

What types of insurance are essential for an auto repair shop?2024-07-08T23:16:49-04:00

General liability, commercial property, workers’ compensation, and garage keepers insurance are essential.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 22 reviews

  • Avatar Justin Wheeler ★★★★★ in the last week
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Avatar Grigoriy Priev ★★★★★ a month ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
  • Avatar lina torres ★★★★★ a month ago
    Adam is an excellent insurance broker. I called him frantic looking for a last minute commercial insurance. I gave him the details of the specific coverage I needed. He was able to communicate with me throughout the day just giving me updates … More with different insurance options and when I told him I found an option he even went the extra mile to price match the other company without compromising the coverage. I had the true experience of professional genuine custom care and would highly recommend to anyone.

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