Common questions about Gas Stations
Answering the most frequently asked questions about Gas Stations.
Are my dispensers covered if they fail?Gravity Certs2026-08-17T22:00:15-04:00
Equipment breakdown covers internal failure of dispensers, compressors and refrigeration.
What crime coverage does a station need?Gravity Certs2026-08-17T22:00:15-04:00
Robbery is among the highest-frequency exposures in retail, particularly overnight. Crime coverage responds to money and securities losses.
Am I covered if a tank leaks into groundwater?Gravity Certs2026-08-17T22:00:14-04:00
Only with environmental liability. Remediation costs can exceed the value of the entire property.
Does selling beer create extra exposure?Gravity Certs2026-08-17T22:00:14-04:00
Yes. Alcohol sales trigger liquor liability, which your general liability policy excludes.
What’s the biggest liability at a gas station?Gravity Certs2026-08-17T22:00:13-04:00
Underground storage tanks. Leakage and contamination are excluded from general liability and need environmental coverage.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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