Common questions about Car Wash and Detail
Answering the most frequently asked questions about Car Wash and Detail.
Is mobile detailing covered the same way?Gravity Certs2026-08-17T22:00:00-04:00
Not automatically. Working at customer locations changes the exposure and needs to be disclosed to your carrier.
Do I need pollution coverage for a car wash?Gravity Certs2026-08-17T21:59:59-04:00
Usually. Wash water, degreasers and reclaim discharge count as pollutants and are excluded from general liability.
What if my tunnel equipment breaks down?Gravity Certs2026-08-17T21:59:59-04:00
Equipment breakdown covers the repair and lost income. Conveyor and dryer failures close the whole operation.
Is a customer’s car covered while I’m detailing it?Gravity Certs2026-08-17T21:59:58-04:00
Not by general liability, which excludes property in your care. Garage keepers is what responds to damage during detailing.
Am I liable for swirl marks or paint damage?Gravity Certs2026-08-17T21:59:58-04:00
Yes, and it’s a frequent claim. Garage keepers covers damage to the vehicle you were working on.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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