Healthcare-acquired infection claims generally fall under malpractice. Some carriers sublimit or exclude them, so confirm the wording rather than assuming your main limit applies.
Most carry substantial excess above primary malpractice because surgical severity is high and hospital affiliation agreements often specify minimums. We can review your contracts and advise.
Facility malpractice may respond to systemic issues like monitoring protocols. The anesthesiologist's own policy covers their clinical decisions. Confirm how your credentialing requirements handle this before an incident.
Yes. Surgeon policies cover the individual. Claims name the center separately for credentialing, staffing, equipment and infection control, and an individual policy will not defend the entity.
Equipment breakdown covers the repair plus the income lost from cancelled procedures. A standard property policy covers fire and theft, not the mechanical failure that actually shuts an OR.
