Do we need entity malpractice if every surgeon carries their own?

Healthcare-acquired infection claims generally fall under malpractice. Some carriers sublimit or exclude them, so confirm the wording rather than assuming your main limit applies.

Most carry substantial excess above primary malpractice because surgical severity is high and hospital affiliation agreements often specify minimums. We can review your contracts and advise.

Facility malpractice may respond to systemic issues like monitoring protocols. The anesthesiologist's own policy covers their clinical decisions. Confirm how your credentialing requirements handle this before an incident.