It covers damage to vehicles in your care, custody, or control, such as during servicing or storage.
It covers damage to vehicles in your care, custody, or control, such as during servicing or storage.
It depends on which form applies and who was driving. Test drives usually fall under your auto coverage rather than garage keepers, and coverage can differ between an employee and [...]
Very likely. New York applies its own test for employment status, and misclassifying mechanics is one of the most common findings in a workers' compensation audit. Getting this wrong can [...]
Garage liability covers injury and damage arising from your operations. Garage keepers covers damage to customers' vehicles in your possession. Most shops need both, and having one does not imply [...]
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DISCLAIMER:Â Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
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