Garage liability covers injury and damage arising from your operations. Garage keepers covers damage to customers’ vehicles in your possession. Most shops need both, and having one does not imply you have the other. Ask us to confirm which forms are actually on your policy.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
