No. General liability specifically excludes property in your care, custody or control, which is exactly what a customer’s vehicle is once it’s on your lot. That gap is what garage keepers coverage fills, and it’s the single most common uninsured loss in this trade.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
