Wholesalers & Distributors

Wholesalers & Distributors2026-08-17T23:33:53-04:00

Recommended Insurance Products for Wholesalers & Distributors

Product Liability

Injury or damage caused by products you make, sell or distribute.

General Liability

Third-party bodily injury, property damage and advertising injury.

Commercial Property

Buildings, equipment, inventory and furniture.

Warehouse Liability

Legal liability for goods stored on behalf of others.

Inland Marine

Goods, tools and equipment in transit or away from your primary premises.

Workers’ Compensation

Medical costs and lost wages for employees injured on the job. Required in New York.

Common questions about Wholesalers & Distributors

Answering the most frequently asked questions about Wholesalers & Distributors.

Can I adjust my coverage as my business grows?2024-07-10T21:50:57-04:00

Absolutely. It’s important to review and adjust your insurance coverage regularly to ensure it meets your evolving business needs.

How does a business owner’s policy (BOP) benefit my wholesale business?2024-07-10T21:50:20-04:00

A BOP combines general liability and commercial property insurance into one policy, offering comprehensive coverage at a lower cost than purchasing each policy separately.

Is cyber insurance necessary for my wholesale business?2024-07-10T21:49:36-04:00

Yes, if you store customer data or handle online transactions, cyber insurance is crucial to protect against data breaches and cyberattacks.

What happens if my warehouse is damaged in a natural disaster?2024-07-10T21:48:52-04:00

Commercial property insurance will cover damage to your warehouse and inventory caused by natural disasters, depending on the specifics of your policy.

Do I need separate insurance for each type of product I handle?2024-07-10T21:48:10-04:00

No, but it’s important to ensure your policy covers all types of products you distribute. Discuss with your agent to tailor coverage to your specific needs.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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