Common questions about Martial arts studio
Answering the most frequently asked questions about Martial arts studio.
Do waivers protect us?Gravity Certs2026-08-17T23:31:38-04:00
Partially. New York courts frequently limit them, particularly for minors, and they don’t pay defense costs.
Are independent instructors covered?Gravity Certs2026-08-17T23:31:38-04:00
Usually not by the studio policy. Contractors generally need their own coverage.
Do we need abuse coverage?Gravity Certs2026-08-17T23:31:37-04:00
Yes, if you teach minors. It’s typically an endorsement and often sublimited.
Are tournaments covered?Gravity Certs2026-08-17T23:31:37-04:00
Often not under the standard policy. Special events cover competitions on and off premises.
Is contact injury covered?Gravity Certs2026-08-17T23:31:36-04:00
Yes, but disclose your contact level. Full-contact sparring is rated differently from forms-based instruction.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
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