Common questions about Fitness instructors
Answering the most frequently asked questions about Fitness instructors.
Is nutritional advice covered?Gravity Certs2026-08-17T23:05:49-04:00
Not always. Disclose it, since it can fall outside a fitness instruction policy.
Am I covered at multiple facilities?Gravity Certs2026-08-17T23:05:49-04:00
Confirm the policy contemplates it. Most do, but additional insured requests are per-facility.
Do waivers replace insurance?Gravity Certs2026-08-17T23:05:48-04:00
No. Waivers are frequently challenged and don’t pay defense costs even when upheld.
Am I covered teaching outdoors or online?Gravity Certs2026-08-17T23:05:48-04:00
Only if disclosed. Outdoor and virtual instruction should be listed on the policy.
Do facilities require insurance?Gravity Certs2026-08-17T23:05:47-04:00
Almost always, with the facility named as additional insured before you can teach.
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