Common questions about Dance studios
Answering the most frequently asked questions about Dance studios.
Are independent instructors covered?Gravity Certs2026-08-17T23:05:45-04:00
Usually not by the studio policy. Contractors generally need their own coverage.
What limits do landlords require?Gravity Certs2026-08-17T23:05:45-04:00
Commonly one million primary with excess, plus additional insured status. Check your lease.
Do we need abuse coverage?Gravity Certs2026-08-17T23:05:44-04:00
Yes, if you teach minors. It’s typically an endorsement and often sublimited.
Are recitals covered?Gravity Certs2026-08-17T23:05:44-04:00
Off-site performances often need special events cover, and venues require certificates.
What’s our biggest exposure?Gravity Certs2026-08-17T23:05:43-04:00
Participant injury. Frequency is high, and minors in the building raise additional considerations.
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