Dance instructors

Dance instructors2026-08-17T23:31:03-04:00

Recommended Insurance Products for Dance instructors

Professional Liability

Instruction and choreography causing participant injury.

General Liability

Participant injury; studios require additional insured status.

Business Owners Policy

Equipment, costumes, music library and business income.

Hired & Non-Owned Auto

Traveling between studios, schools and venues.

Special Events

Recitals and performances need per-event cover.

Workers’ Compensation

Required once you employ additional instructors.

Common questions about Dance instructors

Answering the most frequently asked questions about Dance instructors.

Do I need coverage for minors?2026-08-17T23:05:42-04:00

Ask about abuse allegation defense, particularly for youth classes.

Do recitals need separate coverage?2026-08-17T23:05:41-04:00

Often. Performance venues require certificates, and special events cover suits one-off performances.

Am I covered teaching at multiple locations?2026-08-17T23:05:41-04:00

Only if the policy contemplates it. Disclose all the places you teach.

Do studios require insurance from me?2026-08-17T23:05:40-04:00

Almost always, with the studio named as additional insured before you can teach.

Am I liable for a student injury?2026-08-17T23:05:40-04:00

Yes. Professional liability covers instruction claims; general liability covers premises injury.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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