Common questions about Athletic trainers
Answering the most frequently asked questions about Athletic trainers.
Do I need coverage working with minors?Gravity Certs2026-08-17T23:05:38-04:00
Ask about abuse allegation defense. It’s usually an endorsement rather than standard.
Are return-to-play decisions covered?Gravity Certs2026-08-17T23:05:37-04:00
Yes, and they’re a leading claim. Documented protocols are your primary defense.
Do schools require insurance?Gravity Certs2026-08-17T23:05:37-04:00
Frequently, with the district named as additional insured.
Is this malpractice or professional liability?Gravity Certs2026-08-17T23:05:36-04:00
It depends on scope. Treatment and rehabilitation may call for malpractice; conditioning work sits under professional liability.
Am I covered on the sideline?Gravity Certs2026-08-17T23:05:36-04:00
Only if off-site work is contemplated. Disclose where you actually work, including travel with teams.
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