Common questions about Virtual Assistants
Answering the most frequently asked questions about Virtual Assistants.
Do I need coverage if I subcontract work?Gravity Certs2026-08-17T23:43:54-04:00
Yes, and collect certificates from subcontractors. Their errors can become your claim.
Do clients require insurance from VAs?Gravity Certs2026-08-17T23:43:53-04:00
Increasingly yes, particularly corporate clients, who often specify E&O and cyber minimums.
Am I covered if a client’s account is compromised?Gravity Certs2026-08-17T23:43:53-04:00
Cyber liability responds where the breach traces to your systems or credentials. Confirm the wording.
What’s my main exposure working remotely?Gravity Certs2026-08-17T23:43:52-04:00
Access. You hold client logins, calendars and payment systems, which makes cyber liability and crime coverage central.
Am I liable for a scheduling or admin error?Gravity Certs2026-08-17T23:43:52-04:00
E&O responds to claims your administrative errors caused a client loss, including missed deadlines and miscommunication.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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