Common questions about Tutors
Answering the most frequently asked questions about Tutors.
Do schools require insurance from tutors?Gravity Certs2026-08-17T23:43:42-04:00
Frequently, with the school named as additional insured before you’re allowed on site.
Is online tutoring covered?Gravity Certs2026-08-17T23:43:42-04:00
Generally yes, and cyber liability matters more since student records and session recordings are held digitally.
Am I liable for a student’s academic results?Gravity Certs2026-08-17T23:43:41-04:00
Only if negligent instruction or an outcome guarantee is alleged. Avoid guarantees in your agreements.
Do I need special coverage to work with minors?Gravity Certs2026-08-17T23:43:40-04:00
Yes. Ask about abuse and molestation cover, which is usually an endorsement and often sublimited or excluded.
Am I covered tutoring in a student’s home?Gravity Certs2026-08-17T23:43:40-04:00
General liability covers injury and damage there. Confirm your policy contemplates off-site work.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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