Common questions about Security Guards and Patrol Services
Answering the most frequently asked questions about Security Guards and Patrol Services.
Are patrol vehicles covered?Gravity Certs2026-08-17T23:43:24-04:00
Commercial auto covers marked patrol vehicles. Continuous route driving makes this a significant part of the program.
Am I liable for a wrongful detention claim?Gravity Certs2026-08-17T23:43:23-04:00
Yes. False arrest and detention claims are common and often addressed under personal injury coverage within general liability.
What limits do clients require?Gravity Certs2026-08-17T23:43:23-04:00
Commonly one million primary with excess layers. Property management and municipal contracts often require more.
Does armed status change my coverage?Gravity Certs2026-08-17T23:43:22-04:00
Substantially. Armed operations are underwritten separately, priced higher, and declined by many carriers. Disclose it.
Is assault and battery covered by my policy?Gravity Certs2026-08-17T23:43:21-04:00
Often not. Standard general liability excludes it, and for a guard company that exclusion is the entire risk. Confirm it’s added back.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
