Common questions about Professional Organizers
Answering the most frequently asked questions about Professional Organizers.
Do I need coverage for hoarding or biohazard work?Gravity Certs2026-08-17T23:43:04-04:00
Yes, and disclose it. That work carries different exposures and may need environmental coverage.
Are items covered if I store them off-site?Gravity Certs2026-08-17T23:43:03-04:00
Only with inland marine. Client property in your custody isn’t covered by your general liability.
What if a client accuses me of theft?Gravity Certs2026-08-17T23:43:01-04:00
Crime coverage responds to theft allegations. Working alone in homes containing valuables makes this a recurring exposure.
Am I covered for damage in a client’s home?Gravity Certs2026-08-17T23:43:01-04:00
General liability covers property damage you cause during a project.
Am I liable if I discard something valuable?Gravity Certs2026-08-17T23:42:59-04:00
Yes, and it’s the most common claim in this work. E&O responds to disposal decisions the client disputes.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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