Common questions about Photographers
Answering the most frequently asked questions about Photographers.
Am I covered shooting at a client’s property?Gravity Certs2026-08-17T23:42:47-04:00
General liability covers damage you cause there. Confirm your policy contemplates off-site work.
Why do venues ask for certificates?Gravity Certs2026-08-17T23:42:46-04:00
Because your equipment creates trip and injury exposure. Additional insured status is routine and quick to issue.
Is my gear covered away from home?Gravity Certs2026-08-17T23:42:45-04:00
Only with inland marine. Property stops at your premises, and gear is most at risk on location.
Do I need model releases for coverage to apply?Gravity Certs2026-08-17T23:42:45-04:00
Releases don’t trigger coverage, but they’re your defense. Media liability covers privacy and likeness claims when they arise.
What happens if I lose a client’s images?Gravity Certs2026-08-17T23:42:44-04:00
That’s the signature claim in photography. E&O responds to loss of irreplaceable images from a non-repeatable event.
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