Common questions about Personal Property Appraisers
Answering the most frequently asked questions about Personal Property Appraisers.
Do clients require specific credentials or coverage?Gravity Certs2026-08-17T23:42:42-04:00
Insurers and courts often require both accreditation and E&O at specified limits before accepting your work.
Do estate and insurance appraisals differ in risk?Gravity Certs2026-08-17T23:42:41-04:00
Yes. Appraisals relied on for tax, estate or insurance purposes carry higher damages when disputed.
Is theft from my office covered?Gravity Certs2026-08-17T23:42:41-04:00
Crime coverage responds to employee dishonesty; property covers burglary. High-value items may need scheduling.
Am I responsible for items I take into custody?Gravity Certs2026-08-17T23:42:40-04:00
Yes. Items held for examination are a bailee exposure, addressed by inland marine rather than general liability.
What’s my main exposure?Gravity Certs2026-08-17T23:42:39-04:00
Valuation error. Over- or under-valuation causing a client financial loss is a pure E&O claim.
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