Performers and Entertainers

Performers and Entertainers2026-08-17T23:42:32-04:00

Recommended Insurance Products for Performers and Entertainers

General Liability

Venues will not book without a certificate naming them.

Inland Marine

Instruments, costumes and gear on the road and in load-in.

Professional Liability

Failure to appear and contract performance claims.

Media Liability

Content, likeness and music rights exposure.

Hired & Non-Owned Auto

Touring and gear transport in personal vehicles.

Workers’ Compensation

Required once you employ crew or backing musicians.

Common questions about Performers and Entertainers

Answering the most frequently asked questions about Performers and Entertainers.

Do I need coverage for recorded content?2026-08-17T23:42:36-04:00

Media liability covers likeness, music rights and defamation claims from recorded or streamed material.

What if I can’t perform a booked date?2026-08-17T23:42:35-04:00

Failure to appear is contractual. E&O may respond; general liability will not.

Are my instruments covered on the road?2026-08-17T23:42:34-04:00

Only with inland marine. Property coverage stops at home, and touring is when instruments are most at risk.

Am I liable if an audience member is hurt?2026-08-17T23:42:34-04:00

Potentially, depending on the incident and venue agreement. General liability responds and defense costs alone justify carrying it.

Why do venues require certificates?2026-08-17T23:42:33-04:00

To protect themselves from claims arising from your performance. Additional insured status is standard and needed before booking.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 10 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ a year ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Performers and Entertainers clients problems.

Our trusted partners

We work with the nation’s largest, most reputable insurance companies.