Common questions about Medical Billing Services
Answering the most frequently asked questions about Medical Billing Services.
Do clients require specific limits?Gravity Certs2026-08-17T23:42:27-04:00
Healthcare clients often specify cyber and E&O minimums in their business associate agreements. Send us the agreement.
Do we need crime coverage?Gravity Certs2026-08-17T23:42:26-04:00
If you handle client receivables, yes. Funds passing through your control create a dishonesty exposure.
Are coding errors covered?Gravity Certs2026-08-17T23:42:25-04:00
E&O responds to claims that coding or submission errors caused client revenue loss or audit exposure.
What if a client is audited over our work?Gravity Certs2026-08-17T23:42:25-04:00
E&O may cover defense and resulting damages. Confirm audit response is addressed rather than assumed.
Are we subject to HIPAA?Gravity Certs2026-08-17T23:42:24-04:00
Yes. As a business associate you carry full breach obligations, and cyber liability is effectively mandatory in this work.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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