Common questions about Lawyers
Answering the most frequently asked questions about Lawyers.
Is client data a real risk for a small firm?Gravity Certs2026-08-17T23:42:22-04:00
Yes. Privileged files create both breach liability and ethical obligations, and small firms are targeted precisely because defenses are thinner.
Does my policy cover a bar complaint?Gravity Certs2026-08-17T23:42:21-04:00
Usually through a separate disciplinary proceedings sublimit. Confirm the amount, since complaints are more frequent than suits.
What is a retroactive date and why does it matter?Gravity Certs2026-08-17T23:42:21-04:00
It sets how far back your claims-made policy reaches. Changing carriers can reset it, leaving past work uninsured.
Why do I need crime coverage?Gravity Certs2026-08-17T23:42:20-04:00
Escrow and trust accounts are a direct employee dishonesty exposure, and misappropriation triggers bar consequences alongside the loss.
What’s the most common legal malpractice claim?Gravity Certs2026-08-17T23:42:19-04:00
Missed deadlines and statute of limitations failures. Calendar and docket errors dominate the claim data across practice areas.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
