Common questions about Funeral Directors
Answering the most frequently asked questions about Funeral Directors.
Does our policy cover cremation errors?Gravity Certs2026-08-17T23:42:10-04:00
Professional liability generally responds. Confirm it, since some forms sublimit or exclude cremation specifically.
Is our hearse covered under commercial auto?Gravity Certs2026-08-17T23:42:09-04:00
Yes, along with family transport vehicles. Confirm all vehicles are scheduled, including any borrowed for services.
Are visitors injured during services covered?Gravity Certs2026-08-17T23:42:09-04:00
General liability responds. Services draw large numbers of people, often elderly, which raises fall exposure.
Are preneed funds an insurance issue?Gravity Certs2026-08-17T23:42:08-04:00
Crime coverage responds to employee theft of funds held in trust. Regulatory compliance is separate.
What are the most common claims in this profession?Gravity Certs2026-08-17T23:42:07-04:00
Misidentification, mishandling of remains, and cremation errors. Emotional distress damages drive severity.
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We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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