Common questions about Exterminators and Pest Control Services
Answering the most frequently asked questions about Exterminators and Pest Control Services.
Is my equipment covered in the truck?Gravity Certs2026-08-17T23:42:04-04:00
Only with tools and equipment or inland marine. Sprayers and foggers are frequent theft targets.
Do I need higher limits than other service trades?Gravity Certs2026-08-17T23:42:04-04:00
Generally yes. Chemical exposure claims escalate past primary limits more readily than typical service work.
What about damage from drift onto a neighbour’s property?Gravity Certs2026-08-17T23:42:03-04:00
Also pollution. Drift claims are among the most common losses in this trade and are excluded from GL.
Am I liable if a customer reacts to a treatment?Gravity Certs2026-08-17T23:42:02-04:00
Yes, and it’s typically a pollution claim rather than a general liability one. Confirm you carry environmental cover.
Does general liability cover pesticide application?Gravity Certs2026-08-17T23:42:01-04:00
No. Pollution exclusions apply to chemical application and drift. Environmental liability is the coverage that responds.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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