Common questions about Event Planners
Answering the most frequently asked questions about Event Planners.
Does my policy cover cancellation?Gravity Certs2026-08-17T23:41:53-04:00
Not under general liability. Cancellation is separate and must be arranged before problems appear.
Am I covered if alcohol is served?Gravity Certs2026-08-17T23:41:53-04:00
Only with liquor liability. General liability excludes alcohol claims even when a licensed bartender pours.
What does the venue actually require?Gravity Certs2026-08-17T23:41:52-04:00
General liability with them named as additional insured, usually at one million per occurrence. Send us the contract.
Am I liable if a vendor fails?Gravity Certs2026-08-17T23:41:51-04:00
Potentially. E&O responds to claims your coordination or vendor selection caused the loss.
Do I need coverage for each event or annually?Gravity Certs2026-08-17T23:41:50-04:00
If you run events regularly, annual is cheaper. Special events cover suits occasional or unusually large functions.
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